I think a lot of times when we are trying to be frugal, we forget how important that it is to take care of our biggest asset. It may not be the most valuable for all folks, but for most, our most valueable asset is out home.
Take time to learn how to do minor home improvements that will keep your home in tip top shape. You will be surprised how inexpensive it is to maintain some of the smaller items if you do it yourself.
Here is an article titled How to Replace a Broken Ceramic Tile. If you have a single tile, or just a few that are broken, you will be surprised how inexpensive it is when you do the repairs yourself. And how simple do it yourself repair can be.