Use Reward Points and Miles

Whenever you have your eye on an item, but it doesn't quite fit into your budget, try earning points or miles to pay for the item.

Sony Rewards allows you to earn points by joining the Wheel Watchers Club and filling in the day's final puzzle.  There are other ways to earn rewards as well.

Amazon has a Turq program, in which you can earn cash to pay for your purchases or even have the money transferred into your bank account.

Consider joining a points program on the internet, like My Points or Gather.  The points add up, and you can use them for cash or gift cards.

And finally, you might also use points, miles or cash back from your credit card to save money to pay for that much wanted item that doesn't really fit into your budget.