Friday, September 27, 2013

Don't Shop the Clearance Rack

Ok, I'm not going to say don't shop the clearance aisle or rack, at all.  But you should certainly stay away from that rack if you don't need something, especially if you are the type who can't resist a good deal.

Usually, when you buy something on clearance, it isn't something you need.  Think about it, how many items do you have sitting in a corner, or hanging in your closet with the tags still intact.  You got a good deal on it, but it's money you would not have spent on an item you didn't  need. 

Say it's the end of summer and you completely wore out your summer sandals or were short on summer apparel this year, then, of course it's not only acceptable, but a smart choice to hit that clearance rack.  Find those much needed shorts and get a great deal on sandals for next year.

However, if you are looking at the rack just to see what kind of good bargains they have.  Skip the rack. 

You won't get the good deal on something you don't need, but the money will remain in your pocket!  And that's an even better deal!

Quit Living Week to Week!

Follow these steps, and you'll see how easy it is to quit living week to week.

Stock Up While It's On Sale

All of us have certain items that we use on a regular basis, from your favorite soda or your favorite cereal, to your favorite laundry detergent.  These are items that are always in the house, or we need to pick up if we run out.

If you watch the ads close enough, you will find certain items go on sale at certain times of the year.

For example, my favorite soda is Mountain Dew.  It goes on sale frequently enough, but it's usually at it's lowest price for about two weeks before each holiday.

If I buy a case of Mountain Dew when it's on sale for $5 instead of the regular price of $7, I save $2 a case.  Considering I go through a case about every other week, that's a savings of $52 dollars a year!

If you do this with everything you buy, these savings add up!

Another example, canned vegetables usually go on sale in the fall, just before Thanksgiving.  It's September and I still have enough vegetables in my cupboard from last Thanksgiving, to do me until November. 

It may seem like a lot of money to put out, at first, but after a while it will be less than your normal grocery bill. 

Next you'll find yourself only going to the store to buy necessity items, unless there is a good sale. 

Do this with your meats, too.  Keep your freezer stocked so that you aren't running to the store two or three times a week to pick up something for dinner 'tonight'!

You'll find you are not only no longer living week to week, but you also have free time to spend with your kids.  Or you'll have the extra cash to go out for dinner and a movie without worrying about next month's rent!